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Post by SolarGarlic 🧀 on Oct 21, 2021 4:47:04 GMT -7
The only stonks I have are in my 401k. I have that too. You have to diversify your bonds ….. |
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Post by ferd on Oct 21, 2021 5:05:25 GMT -7
Word up. I know. My new year's resolution for this coming year is to see a financial advisor...it's past time.
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Post by deadphishbiscuits on Oct 21, 2021 5:34:17 GMT -7
Hello Ferd?
Hi, thanks for coming in I'm DPB and I'll be your financial advisor
Welcome to the firm of Garcia Gordon n Guttelwig
We understand you want to diversify your portfolio, and boy can we sure help !
So, let's get started...
...have you thought about the resurging market of Crack?
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Post by ferd on Oct 21, 2021 5:39:47 GMT -7
LOL. I'm just going to dump my money into a k-hole and see what happens.
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Post by deadphishbiscuits on Oct 21, 2021 5:41:35 GMT -7
Now thats what we here at Garcia Gordon n Guttelwig call, DIVERSIFYING
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Post by SolarGarlic 🧀 on Oct 22, 2021 7:18:40 GMT -7
Up almost 6 bucks just today! |
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Post by superkick on Oct 22, 2021 15:16:20 GMT -7
Word up. I know. My new year's resolution for this coming year is to see a financial advisor...it's past time. Financial advisors are pretty useless. Youre going to pay somebody to decide how to invest your money. They will boomer it up as fuck snd net you 5-8% returns. Youre better off just buying index funds, reinvesting divs, and adding a certain amount in each year. In the long run youll beat out financial advisor and spend less in fees. Having a good tax guy > financial advisor |
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Post by ferd on Oct 22, 2021 15:38:25 GMT -7
Word up. I know. My new year's resolution for this coming year is to see a financial advisor...it's past time. Financial advisors are pretty useless. Youre going to pay somebody to decide how to invest your money. They will boomer it up as fuck snd net you 5-8% returns. Youre better off just buying index funds, reinvesting divs, and adding a certain amount in each year. In the long run youll beat out financial advisor and spend less in fees. Having a good tax guy > financial advisor I already do that in my 401k. Maybe I'll just day trade a bit...I dunno |
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Post by superkick on Oct 22, 2021 15:43:32 GMT -7
Financial advisors are pretty useless. Youre going to pay somebody to decide how to invest your money. They will boomer it up as fuck snd net you 5-8% returns. Youre better off just buying index funds, reinvesting divs, and adding a certain amount in each year. In the long run youll beat out financial advisor and spend less in fees. Having a good tax guy > financial advisor I already do that in my 401k. Maybe I'll just day trade a bit...I dunno Day trading generally wont make you money unless you know what youre doing. Unless you're self managing your 401k (maybe you are?) its likely in a diversified mix of of mutual funds selected by your 401k administrator with relatively low risk/reward ratios. Savings accounts are pretty useless these days. Taking your money and putting the vast chunk into the sp500 and then putting the rest into individual stocks you like (think your amazon, apples etc)is likely how youll net your best returns with little day to day interaction |
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Post by ferd on Oct 22, 2021 15:56:03 GMT -7
I already do that in my 401k. Maybe I'll just day trade a bit...I dunno Day trading generally wont make you money unless you know what youre doing. Unless you're self managing your 401k (maybe you are?) its likely in a diversified mix of of mutual funds selected by your 401k administrator with relatively low risk/reward ratios. Savings accounts are pretty useless these days. Taking your money and putting the vast chunk into the sp500 and then putting the rest into individual stocks you like (think your amazon, apples etc)is likely how youll net your best returns with little day to day interaction I self manage my 401k. Mostly company stock but the rest is in index funds |
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Post by superkick on Oct 22, 2021 15:59:22 GMT -7
Day trading generally wont make you money unless you know what youre doing. Unless you're self managing your 401k (maybe you are?) its likely in a diversified mix of of mutual funds selected by your 401k administrator with relatively low risk/reward ratios. Savings accounts are pretty useless these days. Taking your money and putting the vast chunk into the sp500 and then putting the rest into individual stocks you like (think your amazon, apples etc)is likely how youll net your best returns with little day to day interaction I self manage my 401k. Mostly company stock but the rest is in index funds Hey youre smarter than most of the pop that leaves ot in target retirement funds while the admin rakes in fees Given avg savings account is like .5% right now putting money in low risk index funds is a better growth option even if already doing it in 401k |
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Post by lerner on Oct 22, 2021 18:56:13 GMT -7
Word up. I know. My new year's resolution for this coming year is to see a financial advisor...it's past time. Scrooge mcduck vault getting too full..? |
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Post by superkick on Oct 22, 2021 22:34:28 GMT -7
Word up. I know. My new year's resolution for this coming year is to see a financial advisor...it's past time. Scrooge mcduck vault getting too full..? Its easy to save when you live in no mans land! |
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Post by bear on Jan 5, 2022 14:27:54 GMT -7
amd, lowes and roblox are crushing. everything else not so much
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Post by deadphishbiscuits on Jan 5, 2022 14:32:15 GMT -7
Still haven't figured out that shit yet
Wampum will be back, I'm starting to collect shells n Purdy rocks for when it does
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Post by bear on Jan 11, 2022 12:12:57 GMT -7
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Post by deadphishbiscuits on Jan 11, 2022 12:13:28 GMT -7
Didn't Nike do the same thing for a few years ?
They seem to be doing ok...
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Post by SolarGarlic 🧀 on Jan 11, 2022 12:19:44 GMT -7
Rich’s cousin was telling us all about it the other day. Pretty crazy |
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Post by ferd on Jan 11, 2022 12:30:20 GMT -7
My kids like roblox
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Post by Zeewada on Jan 11, 2022 13:07:09 GMT -7
Tough life lesson fo Anna.
my kid can roblox with the best of them as well.
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